There's a lot of risk in purchasing video games early as a consumer in this current industry climate. Games are often released half-baked or underdeveloped, but thanks to Microsoft's superb Xbox Game Pass service, much of the necessary worry is reduced. These days, most new titles end up on Game Pass, and Payday 3 is no exception. There is a curious caveat to consider though: Can you play Payday 3 during its Early Access on Xbox Game Pass? The answer to this question and more is right below, for your viewing pleasure.
Related: Is Payday 3 Cross Platform?
Can you play Payday 3 Early Access on Game Pass?
As universally useful as Game Pass is, it is often left out of the Early Access portion of product deals, likely due to its very safe price. For Payday 3, you cannot play the game early on Game Pass. In order to play right now, you'll need to purchase the $70 Silver Edition or $100 Gold Edition of Payday 3. These editions come with additional cosmetics, access to the game's Season Pass, and Early Access to the game as a whole.
If you're interested in Payday 3 on Game Pass, then you'll need to wait until the game's official release date of September 21. Once that date rolls around, you'll have full access to the game with no strings attached. If you can't wait and want to play early, the Silver Edition is available for purchase and gives you exactly what you're asking for.
For more quality guides and useful information on Payday 3, check out How to fix Payday 3 Matchmaking right here on Pro Game Guides.